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Andris Lauzums
Mortgage Advisor

Buying or refinancing a home isn’t just a transaction — it’s a financial decision that impacts your balance sheet for years.

My role is simple: bring clarity to the process.

I work with homeowners and real estate investors to structure financing that balances leverage, cash flow, and long-term flexibility. Whether you're purchasing your first home, refinancing, or repositioning equity in a rental property, each decision is approached with precision and clear communication.

You’ll get:
• Clear numbers
• Clean communication
• No surprises
• A structured plan

Financial strategy doesn’t have to be confusing. It should feel organized, understandable, and aligned with your goals.

 

About Andris

Andris earned a Bachelor of Science in Electrical Engineering from the University of Florida before entering the real estate finance industry. His analytical background and real-world investing experience shape the way he approaches mortgage strategy.

As both a lender and investor, he understands the borrower and ownership perspective and brings that practical insight into every consultation.

With access to over 130 lending partners through C2 Financial, Andris tailors financing solutions across a wide range of borrower profiles and property types.

Award Recipient, 2020 – “Speed to Close” – United Wholesale Mortgage

DRE# 02029795 | NMLS# 1665573 | FL# MLD2635

Schedule Consultation

  • See If you qualify for a low down payment option

    See how much you qualify for with our quick qualifier! Just enter your zip code to get started. We will tell you how much you qualify and send a pre-qualification letter on completion.

  • Get The Right Loan For You!

    Whether you are looking to refinance to save on your monthly payments with today's historic low rates, or looking to get pre-qualified to compete with cash offers, we can help!

  • Fund Your Loan Today

    With today's historically low rates, now is a great time to get financing. Complete our quick secure application, and we will get you a custom quote with different options and review which one best fits your needs!

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Find The Best Rate

Today's market is fluid. We have resources to shop many rates and programs to find the right loan to fit your needs.

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Pre-Qual Letter

If you're in the market for a new home you'll need a Pre-Qualification letter. Fill out our quick Pre-Qual form and we will generate a pre-qualification letter and can even send it directly to your Realtor.

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14 Day Digital Closing

Our goal is to close your loan in 14 days or less! With our digital tools we speed up the loan process. Our clear communication also helps avoid unnecessary delays.

Welcome To C2 Financial Corporation

At C2 Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

How We Can Help Buy Your Dream House

Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • Get Your Offer Accepted
  • Know Your Buying Range
Get Pre-Qualified

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • Shop Multiple Lenders
  • Lower rates, Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • Hassle Free Funding
  • Get Your Dream House
Fund Your New Home

Our Happy Clients

Latest Blog Posts

Monthly Buydown Calculator

Use this calculator to see how you can initially lower your monthly payments.

* Please note: this calculator is for illustration payments and actual payments may vary.

Purchasing

We work conforming and non-conforming real estate loans.

CLICK HERE FOR MORE

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The C2 Financial Corporation Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The C2 Financial Corporation Address

Contact Us:

Phone: (844) 690-9920

Address: 12230 El Camino Real, Suite 100
San Diego, CA
92130

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

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Calculate Monthly Payment*

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*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.